Custom Tailored Plans... We provide individually tailored comprehensive financial plans and investment portfolios to help you achieve your goals - no cookie cutter one-size-fits-all recommendations. Once we establish your risk tolerance, we will shoot to maximize your returns within your comfort zone. As your designated wingman, we will follow up to continuously monitor your plan and ensure you stay on track to meet your goals.
Families Matter... We understand what matters to you. We provide solutions and recommendations for families to plan for all stages of life. From military deployments to college graduations and weddings, we are there for you. We provide a wide array of options and advice for life insurance, estate planning, and tax-deferred college savings in 529 plans, and Coverdell Educational Savings Accounts.
Retirement...You've worked hard and you deserve to enjoy it! The days of defined benefit retirement plans are all but gone now and it's up to us to set our own paths. Let us help you chart a path to comfortable retirement through tax-deferred and tax-free retirement saving options. We provide advice and recommendations on traditional and Roth 401(k)s, 403(b) plans, SEPs, Keogh plans, traditional IRAs, Roth IRAs and Social Security planning. Once you get there, allow us to guide you through retirement to allow you to do the things you always wanted to do while ensuring you have enough to see you through.
Diversification...In a world of uncertainty, it's important that you don't go it alone. That's where your wingman comes in - to keep you moving forward and cover your six. The only sure thing about the market is that it will go up and it will go down. Those who properly diversify, rebalance, and remain steadfast in their approach to investing have been consistently rewarded for their efforts. Past performance is not indicative of future results, but our tailored portfolios focus on diversification and concentration to take advantage of long term trends in the US and overseas markets.
According to a Vanguard Research*- the answer is a resounding yes! You do need a Financial Advisor, at least if you want better returns. According to Vanguard, investors with financial advisors add approximately 3% per year in net returns. An investment advisor can help you navigate tough decisions, chart a path for success, minimize taxes and most importantly keep you on track when uncertainty or panic sets in.
*Vanguard Research- Putting a value on your value: Quantifying Vanguard Advisor's Alpha- February 2019. Your actual value add may vary significantly based on your scenario and circumstances. See link below.