Frequently Asked Questions

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What makes Section Integrity Wealth Management special - shouldn't I go with one of those big firms you see advertised on TV?

• In a nutshell - it's our individual commitment to you to provide hands-on tailored advice and account management
• National and even local firms may assign you to an investment advisor with dozens, perhaps hundreds of clients under management
• With that many clients, you become just another account number and are subject to broad advice recommendations and cookie cutter portfolios
• We keep or ratio of clients to advisors low to ensure you are getting the individual attention you need - your personal wingman

Do you make commissions off of your recommendations?

• We receive no commissions, load fees, or incentives from broker/dealers
• We don't sell securities, annuities, insurance, mutual funds, or any products for that matter  
• We provide advice, portfolio management, and a partnership you can count on
• We are a fee only wealth management company paid only by a percentage of assets under management
• As a fee only advisory firm, our objectives are fully aligned with you - the client 
• Just like you, we are motivated to grow your portfolio to meet your goals
• Our recommendations are made with your best interests in mind

Do you take control of my investments and do what you want with them?

• We operate as a "discretionary" advisor service, meaning we never have custody of your accounts
• Your accounts are held with a fully licensed and certified account custodian (brokerage) and we use discretion to buy/sell/rebalance your portfolio to help you meet your goals
• The account custodian provides you with detailed account statements regarding all transactions

How is your advisory fee paid?

• The account custodian deducts our advisory fee from your account and includes that on your statements - no surprises

How do you establish portfolio allocation?

• It all starts with you - the client
• We are a fiduciary firm first and foremost, which means our duty is to always act in the best interest of our clients
• We will get a feel for your current financial situation, your goals and objectives, your tolerance for risk, and all other applicable information about you and your family
• Then we will build an appropriate plan to maximize returns while keeping risk in your comfort zone

Do you guarantee my portfolio will grow and my goals will be realized?

• Our firm uses its best judgment and good faith effort in rendering financial planning recommendations and investment allocation
• We cannot warrant, guarantee, or promise the achievement of a particular goal, level of account performance, or that the client account will be profitable over time
• Past performance of any securities or allocations offered is not indicative of future results
• If any firm guarantees performance over time - our advice is to run away!

Do I have to have all my assets under your discretion?

• When it comes to assets like 401ks at work, we can offer advice and make allocation recommendations - there is no fee for that
• It is important that all of your assets are working just as hard as you are toward your goals

You are a registered Investment Advisor Firm - does that mean you are endorsed or approved by the SEC or the state?

• The firm and its associates may be registered and/or licensed within a particular jurisdiction, that registration and/or licensing in itself does not imply an endorsement by any regulatory authority, nor does it imply a certain level of skill or training on the part of the firm or its associated personnel